Finance Monthly Game Changer Awards 2020 Winners Edition

CHRISTOPH TUTSCH Founder & CEO of ONPEX ONPEX is a global provider of modular payment and banking solutions. The Luxembourg-regulated Payment Institution combines multi-currency IBAN accounts, FX, global transfers, and ePayments into one easy-to-use cloud-based platform. All ONPEX’ services are available via API and web UI with optional white-label capability, enabling digital businesses to offer their own financial services to drive their customers’ success. Benefiting from ONPEX’ infrastructure, financial institutions, as well as non-regulated businesses expand and simplify their financial services with tailored payment processing and banking. The ONPEX solution is an in-house developed platform and serves to address the needs of digital businesses offering maximum flexibility while ensuring PSD2 and PCI-DSS compliance. The state-of- the-art platform can be configured for almost any use case involving global and local transfers of currencies. Founded in 2013, ONPEX persistently strives to add simplicity, transparency, and automation to the banking and payments industry. ONPEX’ team is nearly 40 strong with staff serving entities in Luxembourg, Munich and Hong Kong. ONPEX is an institutional member of SWIFT (BIC: ONPXLULM) and proud to be part of Lux Future Lab — one of the leading Fintech incubators in Luxembourg. These solutions can be tailored to the exact needs of both regulated institutions and corporates. On the one hand, regulated institutions useONPEX’platform for customisable, API-controlled payment flows. For instance, Payment Institutions use these solutions to collect, settle, and manage their payments and banking transactions. eMoney Institutions are enabled to upgrade their eMoney with unique IBAN accounts and banks can automate payments in a PSD2 compliant environment with multi-currency accounts. On the other hand, corporates, like resellers, improve their payment flows or create their own white- label financial services with the ONPEX BaaS platform. Other use cases, like marketplaces, use the ONPEX solutions to sort and simplify their payment flows with multi-currency IBAN accounts and receive, split, reconcile, and settle payments in a compliant environment. About Christoph Tutsch Christoph Tutsch is the founder and CEO of ONPEX. He started the company in 2013 with the goal of providing businesses with an ideal solution for online payments and digital transactions. As accomplished payments expert, he saw the need for a solution to manage all financial processes in one single platform. Christoph oversees the strategic positioning of ONPEX and the development of its solutions. GERMANY FINANCE MONTHLY GAME CHANGERS AWARDS 2020 www. f inance-monthly .com 40